Motorcycle public account and private account.摩托车公户指的是公家的户口、公司的户口，是将车辆挂在具备合理经营资质的公司名下，理论上车辆的持有人是所挂靠的公司实体，而不是车辆实际的购买者。而摩托车私户就是指个人户口，即车辆是谁买的就将车辆挂在谁的名下。

The main difference between public and private accounts lies in the different ownership of the vehicle, vehicle license plate, vehicle transfer, insurance claims and transfer of ownership.1. Different vehicle ownership: if the motorcycle is on the public account, the name of the vehicle's driving license will be the name of the company unit; if it is a private account, the name will be the name of the owner of the vehicle.

2. Vehicle transfer: when the public account motorcycle is transferred, only the money and the vehicle need to be cleared, and no need to go to the traffic management department to handle the transfer of ownership; however, when the private account motorcycle is transferred, the vehicle and the relevant certificates of the buyer and seller need to be taken to the traffic management department to handle the transfer of ownership.

3. Insurance claims: if a traffic accident occurs, the insurance company generally pays the compensation amount into the back account of the unit, which is a more complicated procedure for the actual user of the motorcycle. Therefore, if the motorcycle is on the public account, attention should be paid to the difference between the insured person and the back unit when purchasing insurance.

4. License plate and lost driving license: if the license plate or driving license of the public account motorcycle is lost, the following documents are required to be provided for reissuance: proof of identity, vehicle registration certificate, and a copy of the organization code certificate or a power of attorney with the company's seal and the identity proof of the proxy. Therefore, it is necessary to pay attention to specific information to avoid trouble caused by the unit's cancellation of the back account.